Rebuilding TXM for How Risk Actually Works Today
Transaction monitoring has always been critical. But it hasn’t always been built for reality.

Most transaction monitoring systems were designed in an era where:

• Transactions looked largely the same

• Assets were limited and predictable

• Risk could be captured with static thresholds

• Compliance teams reviewed alerts after the fact

That world no longer exists.

Today’s compliance teams monitor activity across fiat and digital assets, wallets and bank accounts, jurisdictions and products - all while risk evolves in real time. Yet many TXM platforms still treat transactions as isolated events, stripped of customer context, asset nuance, and operational impact.

The result is a system that produces alerts - but struggles to produce clarity.

Where Legacy TXM Falls Short

As financial products became more complex, transaction monitoring didn’t keep up.

Most legacy TXM engines were built around a narrow view of transactions. Asset type and transaction type were often hard-coded assumptions, not flexible inputs. Adding support for new assets or rails meant engineering work - or worse, workarounds.

At the same time, risk signals multiplied. Onboarding data, fraud indicators, blockchain intelligence, and behavioral patterns all became critical inputs. But TXM systems largely continue to look at transactions in isolation, forcing teams to manually piece together context across tools.

Perhaps most limiting of all, rule logic remains locked behind engineering teams. Even small changes - adjusting thresholds, testing new logic, responding to emerging patterns - requires development cycles that move far slower than risk itself.

TXM became rigid, fragmented, and reactive.

In other words, TXM needed to become flexible, contextual, and operational. That’s why we built Corsa Transaction Monitoring as a core part of our Compliance OS.

How We Rebuilt Transaction Monitoring

Instead of starting with alerts, we started with flexibility.

Corsa TXM treats asset type and transaction type as first-class variables - not constraints. Rules adapt to how value moves, whether that’s fiat, on-chain activity, or something new tomorrow.

Instead of limiting detection logic to transaction data alone, rules can incorporate all available risk signals - onboarding information, fraud indicators, blockchain intelligence, historical behavior - and evaluate them together. Risk is assessed in context, not in silos.

Most importantly, TXM is fully no-code and owned by compliance teams. Rules can be created, tested on historical data, refined, and deployed - whether post-transaction or in real time - without relying on engineering support. Teams can respond to emerging risk patterns as quickly as they appear.Because transaction monitoring shouldn’t be static, Corsa is AI-native at its core. Our AI Transaction Monitoring Assistant and Rule Builder help teams uncover patterns in historical alerts and transactions, recommend new rules, and continuously refine thresholds - turning transaction monitoring into a system that improves over time.

The Assistant supports teams at every step: translating natural language into deterministic logic, evaluating threshold performance, and analyzing test results to guide optimal fine-tuning. Importantly, AI suggestions never override human judgment - all changes require explicit user approval, preserving transparency, control, and auditability.

Because transaction monitoring shouldn’t be static, Corsa is AI-native at its core. Our AI Transaction Monitoring Assistant and Rule Builder help teams uncover patterns in historical alerts and transactions, recommend new rules, and continuously refine thresholds - turning transaction monitoring into a system that improves over time.

The Assistant supports teams at every step: translating natural language into deterministic logic, evaluating threshold performance, and analyzing test results to guide optimal fine-tuning. Importantly, AI suggestions never override human judgment - all changes require explicit user approval, preserving transparency, control, and auditability.

From Alerts to Decisions

The goal of transaction monitoring isn’t more alerts, It’s better decisions.

Decisions that are:

• Informed by full context

• Consistent across teams

• Fast enough to matter

• Embedded into real workflows

By rebuilding TXM as part of an operating system - not a standalone tool - detection naturally connects to investigations, workflows, and product decisions.

Transaction monitoring stops being a bottleneck and becomes infrastructure.

A New Foundation for Compliance Teams

As compliance teams take on a more operational role, their systems need to evolve with them.

Corsa Transaction Monitoring was built for that shift - flexible across assets, owned by compliance, powered by AI, and designed to reflect how risk actually works today.

This is what modern TXM should look like.